Housing and Urban Development

The Department of Housing and Urban Development (HUD) is the federal agency responsible for national policy and programs that address America 's housing needs and enforces fair housing laws. HUD provides educational information on home buying, homeownership, renting, and referrals to additional resources. The USDA Rural Housing Service administers federal loan and grant programs to help rural residents. The Department of Veterans Affairs (VA) offers many programs designed to assist veterans.

I hope the resources on this page are helpful to you in your search. If you have further questions, please don't hesitate to contact my office. If you are having a specific problem with a federal agency and need assistance, please print out myAuthorization Form and fax or mail it to my office.

If your problem is with a state housing program administered by the Iowa Finance Authority, you may want to contact your state legislator for assistance, as the state is the governing authority. As your U.S. Representative I do not have jurisdiction over programs funded at the state level.

Fair Housing
Fair Housing Rights
Housing Discrimination Complaints

Home Buyers Information Resources
Buying vs. Renting
HUD Homebuyer's Kit
Your Path to Home Ownership - Home Ownership 101
Homepath - Fannie Mae's Home Buyers Guide
Looking for the best mortgage (FDIC)
Mortgage Calculator - How much can you afford?
Home Mortgages - Understanding the Process and Your Right to Fair Lending
Federal Reserve Publications on Home Buying
HUD Consumer Information
Frequently Asked Questions about Escrow Accounts for Consumers
Homes for Sale - Federal Agency Listings
Frequently Asked Questions about Buying HUD Homes

Home Buying Financing
HUD Homeownership - Iowa
Federal Housing Administration (FHA)
FHA Approved Lenders Search
USDA Rural Development - South Carolina State Office
Department of Veterans Affairs (VA) Home Loan Program
Find a VA Lender in Your Home Town Area
Frequently Asked Questions about the VA Home Loan Program
GovLoans - Housing Loans
Rural Information Center Rural Housing Resources

Homeowners
Owning a Home (HUD)
FirstGov Resources for Homeowners
Home Improvements (HUD)
Help for Homeowners Facing the Loss of Their Home
Refinancing
Reverse Mortgages for Seniors
Selling a Home (HUD)
Am I Covered - Common Questions Asked by Homeowners about Insurance
FloodSmart.Gov - Flood Insurance
Private Mortgage Insurance
IRS Frequently Asked Questions Mortgage Interest Deduction

Renters
HUD Renter's Kit
Information for Tenants (HUD)
DOE - Saving Energy in Your Home

Low Income Housing Assistance
HUD - Public Housing Assistance
Find Your Local Public Housing Agency
HUD Rental Help - Iowa
HUD Section 8 Housing
USDA Rural Development - Rental Assistance
Low Income Home Energy Assistance Program (LIHEAP) FAQs
Weatherization Assistance Program DOE

Homeless
HUD Homeless Assistance
Homeless Veterans Program
Homeless - Iowa

Energy Resources
Energy.Gov Consumers
EnergyStar
FTC Energy Home Page

HUD Resources for Specific Audiences
CodeTalk - Native American Housing
People with Disabilities - HUD
Senior Citizens
Veteran Resource Center